Every week, In Theory assumes on an idea that is big the news and explores it from a selection of views. This we’re talking about payday lending week. Desire a primer? Catch up here.

Deyanira Del Rio is co-director of brand new Economy venture in ny. Andy Morrison is promotions coordinator at brand brand brand New Economy venture.

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Imagine a land without any pay day loans. Flashing neon indications marketing “Fast Cash” not any longer dot the landscape in low-income communities and communities of color, and nary a loan provider is allowed to draw out interest rates of 400 % or more. Continue reading →