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Just how to obtain a home with Bad Credit

Homebuyers do not fundamentally require perfect credit, particularly if you’re purchasing your very first house.

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Homebuyers do not necessarily require credit that is perfect especially if you’re purchasing your very first house.

A lot of people believe that you will need good credit to purchase a home. But that’s really just real for conventional, fixed-rate mortgages. Then you generally need a FICO score of at least 620 or above if you want a 15-year or 30-year fixed-rate mortgage. More lending that is high-end, like balloon mortgages and jumbo mortgages, generally speaking need better still credit. Continue reading